Konzept Consulting
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Your Vision. Our Plan.

Professional Business Plan

The key to your financing. We create tailor-made, bank-approved business plans that completely convince banks, the Employment Agency, Jobcenters, and investors.

* First hour is free. Non-binding.
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Professional & Bank Approved

IHK & KfW Compliant

  • check_circle Comprehensive Market & Competition Analysis
  • check_circle Detailed 3-Year Financial Plan
  • check_circle Viability Certificate (Expert Authority)

Why do financings fail so often?

Today, a brilliant business idea alone is not enough. Banks, investors, and the Federal Employment Agency base their decisions entirely on hard facts. An incomplete financial plan, unrealistic revenue forecasts, or a missing marketing concept lead to immediate rejection of loan and funding applications.

This is exactly where we come in. As listed and certified management consultants (BAFA, KfW, BPW-RL), we know exactly which criteria the auditors are looking for. We translate your vision into the language of bankers.

Who we write business plans for:

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Expert Tip

Underestimating the capital requirement is a common mistake. Always plan a buffer (working capital) of at least 10-15% for unforeseen expenses to avoid liquidity bottlenecks in the startup phase.

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Market & Competition

Detailed analysis of your target group, the location, and your direct competitors.

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Marketing & Sales

How will you reach your customers? We develop a clear Go-to-Market strategy.

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Structure & Organization

Commercial planning of the company structure and preparation of economic prerequisites for official approvals.

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Financial Plan

The heart of the plan: 3-year forecast of profitability, liquidity, and capital requirements.

The Heart of the Matter: The Financial Plan

A strong text section alone is not enough. The bank examines the numbers. We create a professional, commercially sound numbers section that withstands any audit.

1

Capital Requirement Plan

How much money do you really need for the startup? We calculate investments, startup costs, deposits, and a secure buffer zone (working capital).

2

Profitability Projection

When will your company become profitable? We simulate your revenues and costs over the first 3 business years realistically and appropriate to the industry.

3

Liquidity Planning

The most important plan for the bank. It shows month by month that your company is always solvent and bottlenecks are avoided.

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Do you need a viability certificate?

If you have written your business plan yourself and now want to submit it to the Employment Agency, you need the approval of an officially recognized auditing body.

Learn more about the Expert Authority →

Our Joint Process

1

Start & Idea Check

In a detailed conversation (online or in Cologne), we discuss your vision, target group, and pricing strategy. We test your project for feasibility.

2

Copywriting & Research

We formulate the written part. We research industry data, analyze the market, and elaborate your business model.

3

Financial Planning

In parallel, we construct the detailed numbers section. This happens in constant exchange with you so that all figures remain realistic.

4

Handover & Certificate

You receive the finished business plan as a printable PDF. Additionally, we issue the Viability Certificate for your subsidies on the spot.

Frequently Asked Questions

Everything you need to know about creating a business plan.

The costs depend on the scope of your project. Important: If you are registered as unemployed, the creation of the business plan can be covered 100% by the Employment Agency and up to 80% via BPW in NRW using an AVGS voucher.
A professional and bank-approved business plan requires time for solid research. As a rule, we estimate between 2 and 4 weeks. For urgent deadlines at the KfW or Employment Agency, we also offer Express options upon request.
Yes, we have proven expertise in creating business plans for the Foreigners' Authority and IHK. We know exactly the strict requirements of § 21 of the Residence Act for self-employed investors.

Contact Us

Send us a direct message or visit our office.

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