How can we
help you?

An AVGS (Activation and Placement Voucher) enables job seekers to receive 100% free, professional startup consulting. The costs are fully covered by the Employment Agency or Jobcenter. The goal is a safe introduction to self-employment.

Recipients of unemployment benefit I (ALG 1) are usually entitled after 6 weeks of unemployment. Recipients of citizen's benefit (Bürgergeld) or non-recipients of benefits can receive the voucher at the discretion of their advisor.

No. If you realize during the coaching that self-employment is not the right path for you, you do not have to pay back the costs for the AVGS coaching.

Yes, Konzept Consulting has a multilingual team. We offer startup consulting and AVGS coaching in German, English, and Turkish to avoid language barriers with authorities.

Absolutely. Our headquarters are in Cologne. We are happy to welcome you personally to our office. Alternatively, we offer nationwide online video coaching, which is also billable via AVGS.

A startup consultant accompanies you from the first idea to the opening. They help with the commercial choice of legal form, create the business plan with you, plan financing, and support you with grant applications.

The costs depend on the scope of your project. If you are registered as unemployed, the creation can be 100% covered by the state through an AVGS voucher. BAFA subsidies are available for existing self-employed individuals.

A professional and bankable business plan requires time for solid research. Usually, we estimate a period of 2 to 4 weeks.

A KfW loan cannot be applied for directly at the KfW bank. The application is always made through your house bank (house bank principle). The house bank checks your project based on a business plan and forwards the application.

The KfW StartGeld (up to 200,000 euros) can theoretically be applied for without any personal equity. In practice, however, a share of 10-20% significantly increases the approval chances at the house bank.

KfW assumes 80% of the default risk towards the house bank. This makes lending easier for the bank, but does not release you as a founder from personal liability for repayment.

Negative Schufa makes traditional bank lending extremely difficult. In such cases, we examine alternative financing paths like micro-loans or investor solutions and focus on strong security arguments in the business plan.

Only officially recognized bodies are authorized to certify viability. These include IHKs, HWKs, banks, and certified management consultants such as Konzept Consulting.

If you apply for the startup grant (ALG 1) or entry money (Jobcenter), this certificate is legally required by law (§ 93 SGB III).

Once we have all the necessary documents, the review and issuance usually take within 3 to 5 business days.

Yes. We check your draft for plausibility and compliance with official requirements. After successful verification or necessary optimizations, we issue the certificate.

The grant consists of the last received ALG 1 amount plus a flat rate of 300 euros for social security. This is paid for 6 months, after which another 9 months of 300 euros can be applied for.

Yes. Authorities such as the Cologne Trade Office often require proof of financial capability before they grant a license (Konzession) for the serving of alcohol.

Costs vary extremely by fleet. Leasing a truck often costs between 1,500-2,500 € monthly. In addition, you must provide proof of equity (GüKG) of 9,000 € for the first vehicle.

Yes. Legally, you start a rental car business with a driver according to the PBefG. This requires an IHK exam, a license, and a business plan for financing.

You need approval from the nursing insurance funds, a responsible nursing manager (PDL), suitable office space, and a detailed personnel and tour calculation budget.

Yes, they can provide inventory support but bind you to purchase quotas. We check in the business plan whether such a contract is profitable for your location.

Yes, non-qualified patient transport (trips for dialysis, chemo, etc.) is a growing market, billed directly through statutory health insurance funds and independent of the general economy.

You need an economic interest or a regional need, positive effects on the economy, and secured financing through equity or loan commitments.

Usually, the capitalized earnings value method (EBIT multiplier) is used. In the business plan, we check whether the requested price is realistic and will pay off.

We review the manual and cost structures for commercial plausibility. A legal review in Germany may only be carried out by a lawyer.

Small business (Kleingewerbe) is the legal form. The small entrepreneur regulation (Kleinunternehmer, § 19 UStG) is a tax option providing VAT exemption based on turnover limits.

The responsible person is Ramazan Tastekin, owner of Konzept Consulting (Paul-Humburg-Str. 40A, 50737 Cologne).

You have the right to information, correction, deletion, and the right to revoke consent at any time for the future.

Yes, our site uses SSL or TLS encryption for security reasons and to protect the transmission of confidential content.

According to § 5 TMG, commercial online services must provide provider information for transparency and consumer security.

Registration is done at the Cologne City Trade Office (Willy-Brandt-Platz 2) or online via the NRW Economy Portal.

Yes, we are in regular contact with IHK Cologne, especially regarding expert body statements. Our business plans meet the high standards in the Cologne region.

Besides federal funds, there are state funds from NRW.BANK and specific supports like 'Gründerstipendium.NRW' for innovative regional startups.